The Layby
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The Layby

For families after a consult

Coupon your way to braces.

You are not failing a $6,000 price.

You are failing a $150 cash-flow number.

See my $150 mixHow a week works

$38 · 8 days of braces

Days closer

Example week, not live data

8 days

Latest save

$38

Three local deals.

That is eight days of braces.

This week’s proof

  • $6,000

    Typical quote

  • $150/mo

    The payment

  • 40 months

    If paid as planned

  • $38

    One week · 8 days of braces

This week’s five deals

An example stack, not a live vendor book

Five, not forty
  • 1

    Pause two unused apps

    Subscriptions · about $25

  • 2

    Use three local food deals

    Dining · about $40

  • 3

    Clip and swap at the store

    Groceries · about $45

  • 4

    Use one local service deal

    Gas or a shop · about $15

  • 5

    Cook instead of takeout

    One extra night · about $25

How The Layby works

  1. Step 1

    Leave with a plan

    Use the monthly number on your estimate.

    We show where that money can already live in the month.

  2. Step 2

    Use five deals, not forty

    Each week you get a short stack you can actually finish.

    A pile of unused coupons is a failed week.

  3. Step 3

    Watch the thermometer move

    A $38 week is eight days of braces on a $150 payment.

    Savings have to change the clock.

See where your $150 already lives

Type the monthly number from your estimate.

You get a mix you can take home today.

This is a plan, not a loan.

Use the number on the paper they gave you.

The total on the estimate, if you have it.

Opens your email app with the plan ready to send to yourself.

If the gap is real

Coupons will not fix a month that truly does not have $150.

If the gap is real, wait, use FSA or HSA dollars first, ask for a longer term, or look at public programs.

We will say that out loud.

For the office

More families start and stay current

Invite a family from a consult.

See who can start, who is slipping, and who is current.

Seed a local book by walking into a shop with a real audience this month.

No treatment charts.

Questions

It is your lay-by for braces.

We help you find the monthly payment already in the month, then prove a week of it.